The Journey
A Roadmap to Financial Independence for Women of Color
by Troy A. Young
What if your last purchase of designer shoes is your last savings?
Are you prepared to risk it all?
Imagine having it all. Having reached the pinnacle of success in Corporate America only to have it crashing down with poor financial choices that risked your savings and your future.
These are the stories of my clients. Successful women who have trouble having ends meet because of their spending habits. They might have the strategy to work smarter on the corporate ladder but what happens when you are no longer able to work beyond your advanced years?
This book discusses how you can change all that…
There is no substitute for customized financial planning. You have to ask probing questions to prepare for your financial independence.
Planning is never a destination. It takes a lifetime to achieve wise savings but the first thing that you have to understand is an organized timeline.
From Investing, Budgeting, Emergency Funds, and Insurance, this book gives you a road map towards a legacy to leave behind for future generations.
The start of monetary savings, a foundation for health and well-being are ones that I hope will interest you as you continue to read this book.
If you have been in the exact position as my clients, then let me tell you that it is never too late to adjust your course in life. You can make it. All you have to do is to take the initiative to make changes happen.
After reading my book, you will learn how to play financial games well. Save and invest for a rainy day and achieve new heights on your financial goals.
"Troy’s financial expertise is critical for today’s woman. He breaks down the complicated and makes it simple to understand. Everyone, especially women, can glean from his decades of experience in the financial industry. This book is a must-read."
Martica Jenkins, National Sales Director Mary Kay
"Informative and packed with stories about money management, this book supports women who need a financial blueprint for success!"
Jennifer Keitt, CEO, The Keitt Institute
"If you want an engaging, practical, and inspirational financial roadmap, this is the book for you! Whether you’re on track or off- track, this book is full of solutions to fuel your continued journey. I really enjoyed the real-life stories used to illustrate the benefits of using and the consequences of not using his roadmap. The value-added tools and the invitation to join a community are priceless. This is a must read for all African American women!"
Dawn S. Kirk, Executive Business Coach, Speaker, Best-Selling Author, and Former Senior Executive at Pepsi-Co and The Coca-Cola Company
How I made it my mission to Help Women of Color Achieve Financial Independence…
There had been two turning points in serial entrepreneur and investor Warren Buffet’s life: Coming out of the womb and when he met his first wife, Susie.
“What happened with me would have not happened without her”.
One of the richest men in the world acknowledged that he got his success and wealth because of his mom and the woman he loves is not cliché but an incredible story of the persons behind all of these.
It happened to be my success story as well.
Wanda, my wife, has excelled in her career while supporting mine. I met her at a party. Two years later, we were married. With her belief and support, I started my business. When I only made $21,000 in the first year coming off a salary, she paid our bills, gave birth to our second child, and bought us a house.
I'm blessed that I chose the right spouse but even more so, that she chose me. It's thanks to her that I am here today backed with twenty-one years in the investment advisory business and 15 of those being off of the "plantation".
This Book is dedicated to women of color, like my wife, who are working extraordinarily hard. Not all of them are as successful in planning as Wanda. They are all successful in the corporate leagues but have not found that equilibrium with their finances.
It’s for that very reason that I decided to create this book. Because the best way to repair society is to empower women. And the financial spectrum needs a lot of it.
By helping Women of color with their finances, I'm aiming to hit a wider target and lift all of us.
INSIDE THE JOURNEY: A ROADMAP TO FINANCIAL INDEPENDENCE FOR WOMEN OF COLOR, YOU WILL LEARN HOW TO:
- Accumulate wealth and steer it towards your true goal.
- Control your spending and allow you to allocate funds to what’s important.
- Work on your emergency funds for the inevitable, but unforeseen, crisis.
- Produce solid financial security to give you life-long peace of mind.
- Leave a legacy that will secure the future of the next generation.
Meet Troy,
Founder, CEO
Troy Young has over 21 years in the investment advisory business working for companies like Bank of America, and Salomon Smith Barney. He now leads his firm, Destiny Financial Group with a role to advise, counsel, and lead. His clients are upper-income households with incomes of $150,000 plus and investable assets of over $250,000. Through Troy's firm, they design, implement, and monitor customized comprehensive wealth management strategies that provide structure and direction to these individuals and entrepreneurs.
He graduated from Howard University with a degree in accounting. He lives in Atlanta together with his wife, Wanda, and two children.
The decision is now.
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